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First, please consider these points before you decide.

While a Reverse Mortgage can certainly benefit many Seniors, there are some exceptions. This is not a plan for everyone.

For instance, some up-front fees will be incurred. So if you're planning to sell or move from your home in the very near future, a Reverse Mortgage may not be right for you.

Nor would a Reverse Mortgage make much sense if you plan to preserve all of your equity for use in the future or to bequeath as an inheritance. Remember -- the more of your equity you use now, the less will be left later on.

Finally, you may find it helpful to consult other people about this very important move. If you feel additional guidance would be helpful, we urge you to discuss the matter with your family and friends. You might also consider discussing it with your accountant, attorney, or tax advisor.

The first step in the Reverse Mortgage process is a free informational meeting. Our Equity Counselors can quickly prepare an estimate of how much credit you may be eligible to receive. No obligation, of course. You will get all the information you need from a staff that's thorough, thoughtful and knowledgeable. Excel's Equity Counselors are waiting for your call right now Toll Free at 800-573-8091. Or, fill out our simple Free Online Assessment.


You can also click on any of the following links to learn more about Reverse Mortgages:

  •  What is a Reverse Mortgage?
  •  Common Questions and Answers
  •  Estate and Tax Advantages
  •  Payment Options
  •  Reverse Mortgages: The "Anti-Predatory Loan"

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